Volume : I, Issue : I, June - 2012

Credit Rating Methodology for rating Small and Medium Enterprises A Comprehensive Outline

Dr. Bheemanagouda

Abstract :

Growth becomes meaningful only when its fruits are reaped by common man. This can be achieved by strengthening SMEs. They are basically labour–intensive and thus generate employment opportunities. However, most of the SMEs are, in the wave of sweeping global changes, neglected. They are starved of funds and facilities. A number of times, though they deserve for assistance may find difficult to get required funds because of lack of appropriate mechanism to assess the creditworthiness of SMEs. The SME rating may become a feasible solution for this problem. It offers win–win solution to both SMEs and financial institutions. In the backdrop of significance of this mechanism, this paper tries to throw light on SME rating methodology.  

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Article: Download PDF   DOI : 10.36106/ijsr  

Cite This Article:

Dr. Bheemanagouda Credit Rating Methodology for rating Small and Medium Enterprises A Comprehensive Outline International Journal of Scientific Research, Vol.I, Issue.I June 2012

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