Volume : V, Issue : IX, September - 2015

PMJDY: A Path of Financial Development

Dr. Pushpendra Misra, Anshu Gupta

Abstract :

Financial Inclusion, oadly defined refers to universal access to a wide range of financial services at a reasonable cost. Financial Inclusion, which ensure the various financial services e.g. Saving and Payment Account, Credit insurance and Pensions. Financial Inclusion also target to avail various services for generating business opportunities, education, retirement benefit, emergency loan. Pradhan Mantri Jan–Dhan Yojana (PMJDY), National Mission on Financial Inclusion includes integrated approach to ing about complete financial inclusion of all the households in the country. This scheme is launched on 28th august 2014. The name Jan–Dhan was chosen through an online competition on the MyGov Platform. Slogan of this scheme is “Mera Khata – Bhagya Vidhata.”.Objective of this research work is to explore the PMDY concept and to assess the impact of PMJDY in financial inclusion.

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Article: Download PDF   DOI : 10.36106/ijar  

Cite This Article:

Dr.Pushpendra Misra, Anshu Gupta PMJDY: A Path of Financial Development Indian Journal of Applied Research, Vol.5, Issue : 9 September 2015


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