Volume : IV, Issue : IX, September - 2015

Interest Rate Risk and the Role of Interest Rate Management: The Case of Kosovo

Lumnije Tha I

Abstract :

The aim of this study was to analyse bank management policies to determine the level of interest rate risk. Since the main source of income in the banking system is loan interest revenue, for banks but also supervisory authorities, it is important that this risk is much lower because it would cause instability in the capital of banks, which would also be reflected in the tightening of new lending.A case study has been applied for the analysis of interest rate management. A questionnaire was developed for data collection which was addressed to commercial banks. According to conducted research, it resulted that the most important factors which influence the interest rate risk at the banks are the harmonization of the flow of funds, the duration and distance management.

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Article: Download PDF    DOI : https://www.doi.org/10.36106/gjra  

Cite This Article:

Lumnije Thaçi Interest Rate Risk and the Role of Interest Rate Management: The Case of Kosovo Global Journal For Research Analysis, Vol: 4, Issue: 9 September 2015

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