Volume : VII, Issue : II, February - 2018

A Study on the Performance of Regional Rural Banks in India

Sheeran Sharif Khan, Prof. Abdul Aziz Ansari

Abstract :

 

Regional Rural Banks were established to act as a Saviour for the people of Rural Areas. RRBs act as an intermediate who borrows from one party and lend it to others. Since their inception, they have proved to be an asset for the rural people of India. They were introduced to the market with an objective of providing Rural Credit to the needy people of Rural areas to uplift their livelihood. RRB’s have faced a lot of road blocks since their inception, however GOI has taken several measures to regain RRB’s performance and build a strong structure. Consolidation of RRBs’ was one of the measures taken by RRB’s to improve their performance. In 2005 on the recommendation of Dr Vyas Committee which was constituted in 2001, the first phase of consolidation, restructuring of Regional Rural Banks was done by amalgamating 196 Regional Rural Banks for improving their functioning to achieve economies of scale and to ensure better managerial control and to solve their problems of nonperforming assets, The present study aims to analyse the recent performance of RRB’s in second phase of consolidation Era from the period 2010-11 to 2015-16.

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Article: Download PDF    DOI : https://www.doi.org/10.36106/gjra  

Cite This Article:

Sheeran Sharif Khan, Prof. Abdul Aziz Ansari, A Study on the Performance of Regional Rural Banks in India, GLOBAL JOURNAL FOR RESEARCH ANALYSIS : VOLUME-7, ISSUE-2, FEBRUARY-2018

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